neoTempo,
Short-stay insurance that covers you just as well as an expat
For expats who don’t want to commit to a traditional insurance plan: Whether you’re an entrepreneur, a seasonal worker, digital nomad, freelancer, consultant, or living across several countries, neoTempo offers great flexibility and full coverage from 3 months to 3 years.
We are available at +33144204877
neoTempo: the insurance solution for modern expats
Flexible
Extend your plan as many times as you want, for up to 36 months, with no price increases. Guaranteed!
Modular
Start with basic Hospitalization + assistance benefits, then add the options you want.
Accessible
Even with a complex medical history, you may still qualify. Why not check it out?
100% Digital
Sign up for the plan, download your documents, and submit your claims directly online.
Available 24/7
Got a question, unsure about something, or in an emergency? We’re here to help 24/7 in your preferred language.
Make choices. Make changes. Make it yours.
That’s neoTempo!
You’re on your very own journey. And because it’s personal to you, we’ve created an insurance solution that meets your needs – no more, no less. No compulsory options that don’t work for you!
Choose from the following coverage limits:
Basic: €250,000
Regular: €400,000
Plus: €600,000
And add the benefits you want. Now make the most of your travel plans with neoTempo!
Your benefits at a glance
Basic upper limit
Hospitalization + Standard Assistance
+ Vision & Dental Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
+ Premium assistance Option
Basic upper limit
Hospitalization + Standard Assistance
+ Vision & Dental Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
Basic upper limit
Hospitalization + Standard Assistance
+ Routine healthcare Option
+ Premium assistance Option
Run through your coverage options and create
your neoTempo package
neoTempo Basic coverage 
Hospitalization + Standard assistance (included)
These core benefits are included regardless of the options chosen. It allows you to be covered in the event of an accident or hospitalization and to be repatriated to your country of expatriation.
Routine healthcare
The routine healthcare option covers you in case of medical emergency, accident and illness (medical appointments, teleconsultations, drugs, examinations, physical therapy).
“ Even though I see myself as more of a traveler or a digital nomad than a traditional expat, I need protection that’s just as strong. I haven’t quite decided where I’m going or what I’m going to do but with neoTempo, I get the flexibility I need – plus great coverage! ”
Premium assistance with neoTempo: supporting you when things go wrong
A serious illness or accident while living abroad can be incredibly challenging. Rest assured that, if the unexpected were to happen, MSH will be there for you and your loved ones.
- 24/7 assistance platform
- Medical repatriation to the country of origin
- Round trip to visit a loved one in hospital
- Two loved ones to be at your bedside if you are sick or hospitalized
- Personal liability coverage
Get insurance in 4 easy steps
Fill out your details
Tell us where you’re going and select your package.
Get your quote
Receive your quote in just a few minutes.
Tell us about your health
Complete the online health questionnaire.
Sign up for the plan
When your questionnaire is approved, you’re all set to enroll!
Services that make your life easier
Being insured with MSH also means benefiting from a range of services designed to make life easier for expats who want the best.
Expertise and advice
Talk to our experts about your plan or any expat-related concerns.
Case management
If necessary, our team of 40 doctors is available to assist you throughout the claim process.
Choice of practitioner
Choose from our 2 million providers, or your preferred practitioner, and enjoy peace of mind on your travels!
Second medical opinion
Having doubts about a diagnosis? No need to panic, MSH is here to offer you a second medical opinion.